Planning a kitchen, bathroom, or flooring upgrade?
Some customers choose to explore credit options through Credit Karma to help fund their renovation projects.
Credit Karma allows you to view and compare offers from multiple lenders and decide what works best for your budget.
Credit offers are subject to lender approval. VonJett Kitchen, Bathroom & Flooring is not a lender and does not provide credit.
https://financing.app.intuit.com/home
QuickBooks has partnered with Credit Karma to offer your customers financing options. Currently Credit Karma offers two types of financing options:
- Personal loans, with a fixed rate of interest and a set term
- Credit cards, with 0% introductory APRs
Credit Karma is a marketplace, bringing together lenders to offer consumer financing. Your customers can apply for financing from these lenders. Personal loan financing allows the consumer to split the cost for the service into fixed monthly payments for a set period, which include interest and principal. Credit cards with a 0% introductory APR allow the customer to pay no interest for the introductory period.
| How does it work? What does my customer see? | What types of customers prefer it? | |
|---|---|---|
| Personal Loan | With a personal loan, customers pay a fixed monthly payment over a set number of months (such as 36, 48, or 60 months). This is based on a set interest rate (Annual Percentage Rate / APR) which doesn’t change over the term of the loan. | The consistent, predictable payment of a personal loan is preferred by customers who want the predictability of knowing their monthly payment and a set amount of interest over the term of the loan. |
| Credit Card | With a credit card, customers may be eligible for an introductory 0% Annual Percentage Rate (APR) for a set number of months (such as 12, 15, or 18 months). Over this time the customer pays no interest cost. After the introductory term interest costs begin to accrue. | The introductory APR is compelling for customers who pay off the balance before the introductory period ends. |
- Customer financing options are only available to United States consumers via the Intuit Credit Karma Marketplace. We’re working to extend financing options to businesses in the future.
- Credit options available for Estimates over $1000.00 -only
- Credit options not offered from VonJett LLC -Is not a lender
- If your customer chooses to apply for a financial product & check their rate (APR) via these financing options, most lending partners will perform a soft credit inquiry to confirm the advertised terms. A soft inquiry does not impact the customer’s credit score. If the customer chooses to take the financing, then the lending partner will perform a hard inquiry which may impact your customer’s credit score